Know Our Working Process
FREE credit consultation
FREE in-depth credit analysis
FREE credit recommendations
FICO Credit Scores and Reports
Clean up your past
We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.
Track your present
Easy access to your account 24/7 for live status updates on improvements on your credit reports and scores.
Change your future
We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done.
WE’VE BEEN SUCCESSFUL AT REMOVING:
MEDICAL BILLS
COLLECTIONS
TAX LIENS
CREDIT ERRORS
FORECLOSURES
STUDENT LOANS
CHARGE OFFS
BANKRUPTCY
INQUIRIES
AND SO MUCH MORE!
How it Works?
Signup
We’ll give you a free consultation and credit analysis
Relax
While we use the law to challenge negative items on your report
See Results
Log in to see real time progress every step of the way
Collaboration
Learn more about our full stack of brand building tools
Chances are good that there’s a cloud software as a service solution on the market today that will serve your core back-office needs. Many of those products offer the potential not just to move your data and processes to cloud
Collaboration
Learn more about our full stack of brand building tools
Chances are good that there’s a cloud software as a service solution on the market today that will serve your core back-office needs. Many of those products offer the potential not just to move your data and processes to cloud
we’re working with
25,000+ of the world’s most successful companies with trust
Project Completed
Expert Support Team
Client Worldwide
I have been working with Joan for over a year and when I tell you she has tremendously helped me out I can’t thank her enough! I love that I am able to pick her brain while she informs what’s best for me my credit and my business ! I recommend 10/10 I love it here 😍👑🔥🚀
Shilloy Stephens
Very Professional, get back with you in a timely manner. She helps you understand stuff you don’t know about credit. I Highly recommend to anyone to her that would love to fix your credit.She is very easy to talk to and very understanding.
Yolanda Green
Joan is awesome she really got my credit together. Thanks Joan
AlishaNicole Sutton
Joan was very helpful and explained my options and helped me figure out which path I needed to take on my credit improvement journey. She definitely goes above and beyond.
Cynthia Marie
Very very professional. I like the way she breaks everything down for you and how she plans to help. If you have questions or do not understand she will find a way to help you better understand without making you feel bad. She is always looking for ways to help her clients and giving them suggestions to make sure the final goal is met.
CJ Johnson
Joan Woods was very professional she broke everything down and explained different options to take on your road to repairing your credit and she also explained other services that is available to me for free and she has the best prices I highly recommend coming to Vibrant Credit solutions my credit score has went up so much in a matter of 5 weeks no joke and I already got items deleted from my credit history outstanding job to Ms. Woods
Brittany Lee
I just got started with Joan and she is very professional she let me in on a lot of info that I should have had knowledge of.. I really look forward to this credit repair journey with her .
Reign Rose Washington
Joan is absolutely the credit guru. As soon as my 30 day mark hit she was calling me for an update. She went over everything, explained my process through and through.. it’s been such a good experience so far, I trust her with my credit because it shows she is passionate about what she does. Highly Recommend
Jasmine Johnson
I came from 430 and My FICO is at 613 now thank to Vibrant Credit Solution
Nelle Brown
Frequently Asked Questions
Yes, credit training is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.
Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.
You are entitled to a 100% refund on all monthly payments if:
– You do not remove more than 25% of all the negatives worked on.
– You have had six months from the time you retain our services.
– You have at least four negatives on the credit report at the time of sign-up.
– You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
– You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.
(Clients should receive updated credit reports every 15-45 days. It is the client’s responsibility to make us aware if updated reports have not been received).
- 4651 Salisbury Rd Suite 400 Jacksonville, Fl 32256
- info@vibrantcreditsolutions.com
- 636-466-2294
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